Our Pay As You Go Workers compensation premiums are based on actual payroll. 

This program works similar to the manner in which you payroll provider currently processes your employer matching taxes.  Rather than estimated your payroll for the year, we provide a composite rate per $100 of payroll for each of your class codes.  At the end of each month, premium is sent in with a spreadsheet illustrating payroll and premium collection.

This program must be administered through a payroll company or processor.

We have many payroll companies that can provide payroll services and administer our Pay As You Go program for you.  However, we are always happy to discuss the program with your current payroll company and register them as an approved vendor.

Program Highlights:

• “B+” Rated by A.M. Best & Co.

• Designed specifically for Payroll companies to help clients manage work comp premiums and payments

• Accepts experience modifiers up to 1.50

• New businesses is accepted with previous owner experience

• Minimum annual premium is $1,000.  (manual) per client - No max.

• Year end audits handled by The Insurance Shop and payroll processor

• Simple set-up and administration