Missouri workers' compensation insurance quotes- MO

Pay As You Go Work Comp Insurance

Pay As You Workers Compensation Insurance has only been around for a few years in Missouri. While most agents and agencies know very little about it, we specialize in facilitating several types of Pay As You Go work comp insurance programs.

We currently offer the following Pay As You Go programs:

Self Monthly Reporting Workers Comp

Direct Pay As You Go

Pay As You Go for Payroll Companies

QuickBooks Users: Pay As You Go

Our Turn-key Payroll and Insurance Program

Pay As You Go work comp programs help business owners reduce their insurance start-up costs, improve their cash flow, minimize their audit exposure, and create predictability in their labor costs.

Our Work Comp Quoting Process

Our work comp quoting process is similar to most agents in the market, but our options and products separate us from the rest. We start by gathering information about your company and by estimating your payroll for the policy year. We also review your loss runs and class codes to make sure your employees are coded in the workers compensation classes that minimize your premium exposure.

Once we've done our homework and put together a good marketing submission, we work with our carriers to ensure that you get the best policy, price, payment options, and program to fit the needs of your business.

Program features:

Affordable Start-ip Costs

Less Than 72 Hour Turn Around on Quotes

Competitive Rates

Simplified Renewal Process

Certificates on Demand

Quick Facts:

We're an independent agency so we work for you

The biggest & best workers compensation carriers in MO

We have exclusive programs for Pay As You Go work comp

We have access over 20 companies doing business in MO

Our Mission

Our mission is to provide employers and business owners with easy access to the most affordable workers compensation insurance coverage throughout Missouri.

Need General Liability Insurance?

General Liability Shop.com offers affordable GL Insurance and professional liability coveragefor for business owners throughout Missouri.

Our Workers Compensation Solutions

Here are a few of our MO work comp solutions:

New Business Ventures

Construction Risks

Hard-to-Place Risks

High Experience Modifications

Multi-State Companies

Flexible Payment Options

Aggressive Markets for Most Accounts

Deductible Options and Retro Programs

Direct Bill Work Comp Insurance

Our Direct Bill workers compensation is more familiar to most business owners. The premium is based on an estimated payroll and typically a down payment is required along with several installments. We work with numerous carriers to help find our clients the best deal available for their workers comp lass codes. In MO, carriers can discount rates up to 25% from the rates they have filed with the state of Missouri and Department of Insurance. We work hard to find a carrier that has the lowest rates for the class codes represented by your business.

Direct Bill Policies are good for companies with smaller premiums and predictable payrolls.

Our Complete Business Payroll & Insurance Solution

Keep it simple. Payroll and insurance belong together.

That's why we've developed PaySmart, a cutting edge provider of affordable Payroll Outsouricng and HR along with business insurance services like Pay As You Go work comp, general liability, and employee benefits in Missouri.

Missouri Work Comp Insurance